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Thursday, July 29, 2010 |
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*All conforming programs posted
reflect the total discount points required. All APRs
Include an Origination Charge
of $745.00. Quotes are based on a
Purchase and
Rate/Term Refinance of Primary
Residence.
30 day lock period
applies.
10 Day
Closings for Qualified Purchases!
Call for details.
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LOAN
TERM |
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POINTS |
APR |
LOAN TYPE: CONFORMING |
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30
YEAR FIXED |
4.375% |
0.00 |
4.447% |
COMMENTS: **Rates shown are
based on loans greater than $175,000 and credit score =>720. ***Note: No points based on $175,000 & credit score
=>740 2. Certain restrictions may apply based on, but not limited
to: credit scores, loan to value requirements, escrow waivers, occupancy, and
refinance type. 3. Points or rate could adjust depending on LTV and FICO at
time of final credit report. Lower
rates potentially available with paying points. |
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30
YEAR FIXED |
4.250% |
0.50 |
4.364% |
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15
YEAR FIXED |
3.75% |
0.00 |
3.875% |
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15
YEAR FIXED |
3.750% |
0.00 |
3.875% |
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LOAN
TERM |
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POINTS |
APR |
LOAN TYPE: CONFORMING |
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5/1 |
3.125% |
1.00 |
3.421% |
COMMENTS: 4. Fully indexed rate based on investor-select indices, plus
fixed margin – Ask for details. 5. Call for interest only rate quotes on ARMs. 6. 10 yr ARM has Interest only option |
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7/1 |
3.50% |
1.00 |
3.589% |
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LOAN
TERM
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RATE |
POINTS |
APR |
LOAN
TYPE: JUMBO |
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30
YEAR FIXED |
5.375% |
.50 |
5.441% |
Primary Residence up to $1,000,000=< 80% Loan to Value and
certain loan to value restrictions may apply. Credit scores =>740. |
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LOAN
TERM RATE
POINTS APR
LOAN TYPE: JUMBO |
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5/1
ARM |
4.25% |
1.00 |
3.724% |
COMMENTS: 2. Certain LTV restrictions apply |
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7/1 ARM |
4.5% |
1.00 |
3.908% |
4. Call for our Super Jumbo Rates. 5. Fully indexed rate based on investor-select indices, plus
fixed rate margin 6. For North Carolina Real Estate only |
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Construction 12
month term |
CALL |
2.00 |
CALL |
COMMENTS:
2.
80% LTV to $650,000 – 660 min FICO 3.Owner
Occupied or Second home |
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Renovation Loan |
CALL |
2.00 |
CALL
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1. 85%
LTV to $417,000 – 660 min
FICO (Owner Occupied only) 2.
80% LTV to $650,000 – 660 min FICO (Owner Occupied or Second home) |
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ALL
PROGRAMS POSTED REFLECT THE TOTAL DISCOUNT POINTS REQUIRED. Rates
are subject to change without notice, certain restrictions may apply |